How Loans Work
Loans are a quick and convenient way to borrow money without the hassle of a credit check. Loans are based on the current value of the collateral and nothing else. A typical loan takes about 5 to 10 minutes to process. The duration of a loan is based on a 90-day period. If you decide to pick early, a discount may be applied. If the 90-day timeline doesn’t fit your specific needs, an extension can be offered for your convenience. Our loans offer three easy choices:
- Pick up your item anytime and pay the principle and interest.
- Pay the interest only, and receive an additional 90 days.
- Decide that you’re better off without the item, and surrender the collateral.
Whatever option you decide, we’ll help to facilitate your needs.
We are licensed in the state of Arizona and the city of Phoenix. Individuals interested in a loan must have a current state or government ID.